While president Joe Biden extended the Eviction Moratorium in August, some states provided extensions for renters throughout the rest of 2021. As the end of the year creeps near, millions of renters wonder where they'll end up next. Adding to the pressure is news that landlords and property investors looking to make up for their losses amid the pandemic and the rise in the real estate market have caused rental rates to climb through the roof.

Getting evicted or not being able to afford your current residence is a scary concept, especially during the winter. With just weeks until most renter protections end, it's essential to start looking for other options. Below are a few to consider.

Rental Assistance Programs


Before your scheduled court or eviction date arrives, look into rental assistance programs in your area. There are plenty of grants and funding options for low-income families and individuals that were financially impacted by the pandemic. If you're eligible, you could receive assistance with back rent so that you can remain in your home or apartment. Other rental assistance programs can help tenants to cover relocation costs, security deposits, and the first month's rent in a new location.

Low-Income Housing


If you meet the financial requirements, you and your family could qualify for low-incoming or income-based housing. These are properties that calculate rent based on your income, meaning they'll be a lot more affordable.



If you can't afford the cost of renting a house or apartment on your own, perhaps you could share a space with others. It's a lot more affordable but still provides you with the basics you need. For instance, if you were interested in coliving in San Francisco, you could search online for available properties. You have your own room for privacy and essentially share the kitchen, restroom, and other common areas. While it can take some getting used to, developing a system and getting to know the other tenants can make the transition easier.

Out-Of-State Moves


While you may not like the idea of leaving your home town, the cost of living there could be too much for your budget. Sometimes, moving a state or two over can save you hundreds on rent. Evaluate nearby states based on their cost of living (and other vital factors) to see if moving there would be a better option for you and your family.

Vacation Rentals


Although not a temporary living arrangement, vacation rentals can provide renters with time to determine where they're going to live next. Vacation rentals don't require security deposits or background checks. There's the added advantage that things like utilities are included in the rental rate, giving you an opportunity to save money. You can browse for vacation rental properties where the owner welcomes long-term stays (more than 30 days).

Friends And Family


If you're facing eviction and have nowhere else to go, perhaps it's time to contact the people that care about you. Staying with your parents or other relatives for a few months ensures that you have a place to stay while you figure things out.

In most cases, living with family and friends is also a lot cheaper than renting a house or apartment. If you're going to consider this living arrangement, ensure that you guys develop ground rules and set boundaries so that you don't inconvenience someone that's trying to help you. You should also specify a target moving date and try to stick to it, so you don't overstay your welcome.

No one wants to find themselves in a shelter, living out of their cars, or out on the streets because they can't afford their rent. Unfortunately, it's a very real reality for many people as federal and local eviction moratorium extensions end. Although you may feel like all hope is lost, there are feasible solutions to ensuring you and your family have a place to stay this winter. Evaluate each of the living options above to determine which will work best for you.