Hundreds of thousands of student loan borrowers have been sent emails for Joe Biden's student loan forgiveness program as 800,000 people will have their debts forgiven. While some have not received their emails yet, there are more expected to be sent in the future.

The Department of Education announced on Friday that $39 billion in new student loan forgiveness for those over 800,000 borrowers and that notification emails will be sent in the following days.

Forbes noted that this adjustment initiative will be ongoing even into the next year. This means that more borrowers will be notified that they qualify in the next few months; so if you have not received an email yet, do not worry because you might still receive one.

According to Forbes. "Borrowers who receive IDR credit under the adjustment, but fall short of the threshold for immediate student loan forgiveness, can continue to repay their loans under an IDR plan to make ongoing progress toward eventual loan discharge."

This is just the first wave of emails for student loan borrowers that are designed to deal with the historic problems with Income-Driven Repayment plans that have driven ordinary people into hardships. So far, administrative problems and oversight issues resulted in many borrowers getting derailed, but the plan has now moved forward with the emails being sent.

Who Qualifies for the Joe Biden Student Loan Forgiveness Program?

The Biden administration is crediting "borrowers with past loan periods that previously could not be counted toward a borrower's IDR loan forgiveness term." as stated in the IDR Account Adjustment plan. Any past period of repayment on nearly any kind of federal student loan can count, even those that have not been paid since July 1994.

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It should also be noted that most past periods of deferment and those with earlier extended forbearance periods also count as being qualified. Periods of default can potentially be credited as well, as long as borrowers get out of default on or before the year ends.

Secretary of Education Miguel Cardona released a statement on the department's official website, saying, "For far too long, borrowers fell through the cracks of a broken system that failed to keep accurate track of their progress towards forgiveness." He added that the administration takes a "historic step to right these wrongs and announcing $39 billion in debt relief for another 804,000 borrowers."

Joe Biden Fires Back at US Student Loan Debt Forgiveness Critics

Conservatives have opposed the plan since it was first proposed, with Rep. Virginia Foxx, chairwoman of the House Education and the Workforce Committee, claiming that the plan would ruin the US postsecondary education financing system.

However, Joe Biden fired back, saying, "Some are even objecting to the actions we announced today, which follows through on relief borrowers were promised but never given, even when they had been making payments for decades ... the disregard for working and middle-class families is outrageous."

According to CNN, even though the Supreme Court struck down his initial plan, Biden and his administration are still pursuing other avenues to cancel debt and make it easier for borrowers to receive loan forgiveness.

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This article is owned by Latin Post.

Written by: Rick Martin

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