As the pandemic progresses and more people get infected with the novel coronavirus, more lawsuits and claims are being filed by victims and families of the virus against insurance companies and other private entities involved.

Issues With Insurance Companies

Based on an article, those who had acquired insurance for disasters are having difficulties getting paid by insurance companies due to some misunderstandings on its coverage that involves the novel coronavirus. One of the possible reasons for these misunderstandings is the changes made to insurance policies under this category after the SARS outbreak in 2008, according to an article. It means that many policyholders may have been referencing their claims on a policy that was changed years ago. 

As more and more people get infected with the coronavirus and more people are losing jobs, and other devastating events are being experienced by people amid the pandemic, more and more claims and lawsuits will be witnessed. Based on the article, this may result in many people getting refunds and their claims in the following months. 

Businesses are also filing lawsuits to insurance companies for their insurance claims. Based on an article, there has been an increasing number of businesses filing lawsuits against insurance companies for claims involving business interruption losses caused by the coronavirus pandemic. These businesses include restaurants, beauty salons, bars, and dental clinics. 

Based on the article, the major reasons for the cases filed by businesses is to bring light about whether the losses incurred by the business due to the widespread stay-at-home orders and temporary closures of businesses are covered by their insurance. 

Lack of Personal Protective Equipment For Employees

Employees and families of employees who had gotten sick, recovered, and died after contracting the novel coronavirus are also filing lawsuits against their employers for the lack of personal protective equipment provided to them while at work. 

Many employees of various businesses operating amid the pandemic had staged rallies to express their need for personal protective equipment and frequent cleaning and sanitation of their workspaces. According to an article, many of the workers risking their exposure to the novel coronavirus are low-income earners. Furthermore, many of these employees are not provided with paid sick leaves or any type of health benefit from their employers. 

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In an article, it was reported that Amazon employees went on strike virtually to express the alarming issues regarding their work conditions in their place of work. The employees fear that they are at a high risk of contracting SARS-CoV-2, the virus that causes COVID-19, due to the lack of personal protective equipment from the company. Furthermore, the virtual strike was conducted through Facebook Live. The virtual strike included former Amazon employees who were fired by the company. Some of the speeches given were about the problems with safety in Amazon's workplaces.